Conventional
These loans are typically for borrowers with good to excellent credit

Government
VA and FHA loan programs

Some Credit Issues
You have had some minor issues with your credit in the last two years, such as random late payments

Major Credit Issues
You have had major credit issues in the last five years, such as collections, judgements, charge-offs, tax-liens or non-payment

Home Equity Lines of Credit
variable rate second mortgages

Fixed Rate Second Mortgages
for debt-consolidation, home improvement, etc.

125% Second Mortgages
same as fixed rate second mortgages, but will allow you to borrow up to 25% more than the value of your home

Zero-down home loan programs
Including the 80/20 and 103% loan programs

Recent bankruptcy or foreclosur
within the last 7 years

Construction-to-permanent loan programs

Bridge Loans

Remodeler Loan Programs

Jumbo Loans
for loan sizes greater than $417,000

Loans smaller than $50,000

Investment Property Loans

Commercial Real Estate Loans